The Fed left interest rates the same in March 2026 after their pause in cuts in January 2026. This was an expected pause, after the halt in the January 2026 Federal Reserve Meeting, which came after 1/4 point cuts in the December 2025 Federal Reserve Meeting, the October 2025 Federal Reserve meeting and the September [...]
The Homebuyers Privacy Protection Act was signed into law September 5, 2025 and enacted March 5, 2026. This bipartisan legislation's goal is to protect homebuyers’ personal financial information. What has been happening? In recent years, if a homebuyer had their credit pulled for a mortgage application, it could trigger MANY phone calls, texts and emails [...]
The Fed left interest rates the same after their 1/4 point cut in December 2025. This was an expected pause, after the 1/4 point cuts in the December 2025 Federal Reserve Meeting, the October 2025 Federal Reserve meeting and the September 2025 Federal Reserve meeting, which followed a continued pause beginning at the January 2025 [...]
The Fed cut interest rates 1/4 point on December 10, 2025. This was another expected cut after a 1/4 point cut in the October 2025 Federal Reserve meeting, and a 1/4 point in the September 2025 Federal Reserve meeting. These drops followed a long pause beginning at the January 2025 Federal Reserve meeting, and remaining [...]
What is mortgage seasoning? Seasoning for a mortgage generally refers to the amount of time a bank wants to see funds being in your accounts that you may use for down payments or closing costs. If you plan to receive a gift of funds or if you received a large sum of money in a [...]
The Fed cut interest rates 1/4 point on October 29, 2025. This was another expected cut after a 1/4 point cut in the September 2025 Federal Reserve meeting, which followed a continued pause beginning at the January 2025 Federal Reserve meeting, and remaining paused in the March 2025 Federal Reserve meeting , the May 2025 [...]
The Fed cut interest rates 1/4 point on September 17, 2025. This was an expected cut after a continued pause beginning at the January 2025 Federal Reserve meeting, and remaining paused in the March 2025 Federal Reserve meeting , the May 2025 Federal Reserve meeting and June 2025 Federal Reserve meeting. Prior to that there [...]
The Fed left interest rates the same on July 30, 2025. This is a continued pause after the Fed paused interest rate changes in the January 2025 Federal Reserve meeting , and then continued the pause in the March 2025 Federal Reserve meeting , the May 2025 Federal Reserve meeting and the June 2025 Federal Reserve [...]
The Fed left interest rates the same on June 18, 2025. This is a continued pause after the Fed paused interest rate changes in the January 2025 Federal Reserve meeting , and remained paused in the March 2025 Federal Reserve meeting and the May 2025 Federal Reserve meeting. Prior to that there were three drops [...]
The Fed left interest rates the same on May 7, 2025. This is a continued pause after the Fed paused interest rate changes in the January 2025 Federal Reserve meeting , and remained paused in the March 2025 Federal Reserve meeting. Prior to that there were three drops - a 1/4 point drop in both [...]