What credit score do I need to buy a house? Nerdwallet posted a very in-depth article last year that I found very useful and wanted to share. Please note that the guidelines for each credit score are from 2019. It is possible there could be new loan programs that came out after this post, so [...]
The Equifax data breach of 2017 affected millions of Americans. As part of a settlement in regards to the breach, if you were affected, you would be eligible for some sort of compensation. At the minimum, you could receive 10 years of free credit monitoring or $125 cash/check in lieu of the monitoring. If you [...]
Could credit scores rise with the new FICO model? According to the New York Times, the new FICO model will NOT weigh medical debts as heavily as it has in the past. Apparently medical debts account for almost HALF of all unpaid collections on credit reports. Also new? FICO scores will also ignore any collections that have [...]